One of the greatest barriers to getting the treatment people need is the cost. If you have an insurance plan from TriWest Healthcare Alliance, however, the good news is that it may cover addiction treatment. Camelback Recovery is a rehab that accepts TriWest drug rehab and alcohol rehab coverage.
This guide reviews what you should know about using your insurance for substance abuse services and when a medical detox is covered under your health care benefits.
Understanding Your TriWest Drug Rehab Coverage for Addiction Treatment
Behavioral health services are considered an essential health service. This means most insurance plans cover services such as group therapy, cognitive behavioral therapy, treatment for post-traumatic stress disorder and dual diagnosis for drug and alcohol rehab. There’s a common misconception that insurance can’t be used for drug and alcohol treatment alone, but it may be covered if you choose an outpatient program. If you’re suffering from a drug or alcohol addiction, it’s important to know there’s an option available that’s affordable for you.
Navigating Insurance
Understanding an insurance plan can be challenging. It’s important to know the following about your insurance coverage before you seek any medical care:
- Whether you have a PPO or HMO, this may require you to choose a treatment center that’s in the network
- How much your copayment is, as this impacts your out-of-pocket costs
- Whether specific treatment options for drug or alcohol abuse are covered
Health Insurance Plans With TriWest
TriWest offers several types of plans. An HMO offers more affordable premiums but requires you to receive service only through providers in the plan’s network. You may also need preapprovals to receive medications or certain medical treatments. A PPO plan offers coverage for any provider you choose but provides more coverage if you stay in the network. In exchange for this flexibility, you may pay higher premiums.
A POS plan offers some of the flexibility you receive in a PPO but keeps costs down by controlling some aspects of your health care.
Outpatient Addiction Treatments Covered by TriWest
TriWest alcohol rehab coverage and substance abuse coverage can help you afford the following types of rehab treatment to help you overcome addiction:
- Addiction treatment services that manage withdrawal symptoms through medication and counseling
- Outpatient services at a recovery center, such as one-on-one counseling, support groups and partial hospitalization programs for drug and alcohol addiction
- Long-term recovery services for patients after they’ve been discharged from treatment centers, such as mental and behavioral health therapies
- Medication management while receiving care as part of an intensive outpatient program
While TriWest Healthcare Alliance Insurance provides veterans comprehensive healthcare benefits, it’s important to note that active-duty service members may not qualify for the same coverage.
Specialized Outpatient Therapies Covered Under TriWest Insurance
Scientific studies have shown that some types of therapies are critical in the treatment of substance use disorders. TriWest health insurance often covers these evidence-based approaches.
Cognitive Behavioral Therapy
Cognitive behavioral therapy (CBT) addresses the underlying causes of addiction. Patients often find they have a dual diagnosis because a mental health disorder may be tempting them to turn to substances to deal with stress, anxiety or feelings of depression. CBT is one of the most effective outpatient treatments available for substance abuse treatment.
Dialectical Behavior Therapy
Some people experience mood disorders that increase their dependence on alcohol or drugs as a form of escape. Dialectical behavior therapy (DBT) is an effective treatment option for people who have a dual diagnosis that includes a mental health disorder such as borderline personality disorder or PTSD.
How to Maximize Your TriWest Coverage for Outpatient Addiction Treatment
If you have a substance use disorder, your inability to afford drug rehab shouldn’t prevent you from receiving the help you need. We can help you understand your insurance plan, get the pre-authorizations you need to begin a rehab program or figure out a plan that doesn’t exceed your coverage limitations. We accept TriWest Healthcare Alliance insurance plans and know how to help you get the most out of your healthcare benefits.
Verifying Your TriWest Coverage for Outpatient Addiction Treatment
The first step is to verify that your insurance coverage includes treatment at one of our rehab treatment facilities. We can review your insurance information and let you know what steps you need to take. You may need pre-authorization before enrolling in a program, and we can help you take whatever steps are needed. We can also make sure you’re only receiving care you can afford.
Alternative Solutions If Treatment Exceeds Coverage
Some people lose hope if their insurance won’t cover the type of treatment they need for a lasting recovery. However, many other resources are available if you exceed your coverage limit. Local and state organizations offer funding for people seeking alcohol and drug rehab services, and you may qualify for aid under one of these programs. You can also investigate nonprofit services that sponsor people looking to turn their lives around.
Start Your Outpatient Addiction Treatment With TriWest Insurance at Camelback Recovery
If you’re trying to overcome your addiction, Camelback Recovery Center in Phoenix, Arizona, can help. Call us at 602-466-9880 to learn more about your options and determine if your TriWest Healthcare Alliance plan covers your treatment.
